Blog
Everything we can teach you about the 2026 retirement landscape.
2026 401(k) Contribution Limits: Everything That Changed
The 2026 401(k) limit jumps to $24,500. Catch-ups, the new super catch-up for ages 60-63, and the Roth catch-up rule for high earners, all in one place.
Roth vs Traditional in 2026: The Math No One Shows You
A break-even table for deciding between Roth and pretax contributions in 2026, including the rarely-mentioned bracket bump from the standard deduction.
The Super Catch-Up for Ages 60-63: A $35,750 Window You Can Miss Only Once
SECURE 2.0 hands a rare extra catch-up to workers in their early 60s. Here's how much you can stash and why missing it is expensive.
The $150k Roth Catch-Up Rule: How It Actually Hits Your Paycheck
Starting 2026, high earners must make catch-up contributions as Roth. Here's the payroll mechanic, the common mistakes, and the edge cases.
What $24,500 Pretax Actually Saves You in 2026 (By Bracket)
A real numbers look at the federal tax savings from maxing a pretax 401(k) across the 10% to 37% brackets. Includes the effective-rate gotcha.
The HSA Is the Best Retirement Account No One Talks About
Pretax in, tax-free growth, tax-free out for medical. And it becomes a traditional IRA at 65. Here's how to actually use the 2026 HSA limits.
Solo 401(k) vs SEP-IRA in 2026: When to Pick Which
Both reach the $72,000 cap. Only one gets a Roth option, catch-up, and plan loans. Here's the decision in 300 words, then the details.