Terms of Service

Last updated: April 25, 2026.

Not professional advice

Retirement Limits 2026 is an educational reference. Nothing on this site is tax, investment, legal, or financial advice. Contribution limits, deduction rules, and phase-outs change; verify any decision against IRS publications or a qualified professional.

Accuracy

We source 2026 limits from IRS Notice 2025-67 and related IRS releases. We aim for accuracy but provide no warranty. Please report errors to choppy.young@gmail.com.

Your use of the site

You may freely browse and use the calculators for personal and non-commercial educational purposes. You may not scrape the entire site automatically at a rate that interferes with other users.

Liability

Choppy Toast is not liable for financial losses arising from reliance on this site's content. Use at your own risk.

Changes

We may update these terms. Continued use after a change constitutes acceptance of the new terms.

Contact

Email choppy.young@gmail.com.